Terms and conditions of service
These terms govern your subscription, access, and use of financial planning services through ceravalomire.com. Please review them carefully before subscribing or using our site.
1 September 2025
Acceptance of terms
By accessing this site or subscribing to our service, you agree to be bound by these terms and all applicable policies. If you do not agree, please do not use the site or subscribe.
Definitions
Key terms used in these Terms and Conditions are defined below for clarity.
‘Service’ refers to subscription-based financial planning made available through ceravalomire.com.
‘Subscriber’ means any individual or business who purchases a recurring subscription.
‘Fee’ means the agreed monthly charge of $250 or as otherwise stated in the pricing section.
‘Consultation’ means a session with our team to discuss your planning needs.
Service usage
The service is for personal or business use in Australia. Please use responsibly and in accordance with all applicable laws.
Eligibility
You must be 18 years or older to subscribe. By using this site, you confirm you meet this requirement.
Not available to users under 18.
User responsibilities
Subscribers agree to provide accurate information and keep account details up to date.
Prohibited uses
You may not use our service for any unlawful or prohibited activity.
Intellectual property rights
All content, trademarks, and materials on this site are the property of ceravalomire or its licensors. You may not copy, reproduce, or distribute site content without written permission.
User content
You retain rights to content you submit but grant us a licence to use it for service delivery.
Your user content rights
You are responsible for ensuring your content does not infringe third-party rights or violate laws.
Privacy and data protection
We process your personal information according to our Privacy Policy. Please review the policy to understand how your data is used and protected.
View privacy policyService disclaimers and limitations
Your use of this service is at your own risk. Service is provided as is, without warranty of specific results.
Important limitations
Results may vary by individual. Past performance does not guarantee future outcomes or results.
Limitation of liability
ceravalomire is not liable for loss, damages, or expenses arising from use of this site or service information.
Indemnity
You agree to indemnify ceravalomire for any losses, claims, or costs due to your misuse of the site or service.
Dispute resolution process
We aim to resolve disputes amicably. If unresolved, the process below applies.
Arbitration
Any unresolved disputes may be referred to arbitration in Australia according to local laws.
You waive rights to a class action or jury trial.
Online dispute resolution
You may also use the Australian online dispute resolution platform if eligible.
Australian ODR platformSeverability
If any provision is held invalid, the remaining terms remain in effect and enforceable.
Entire agreement
These terms constitute the complete agreement between you and ceravalomire regarding the service.
Governing law and jurisdiction
All matters are governed by the laws of Australia. Disputes shall be settled in Australian courts.
Termination
We reserve the right to suspend or terminate your subscription for breach of these terms or misuse of the service.
Changes to terms
We may update these terms at any time. Continued use after changes constitutes acceptance.
Contact for terms questions
If you have questions about these terms, please contact us for clarification.
Email address: content@ceravalomire.com
Phone: +61-3-5270-5479
Address: 95 Pitt Street, Australia Square Plaza Building, Sydney, NSW 2000 Australia
Effective date: 1 September 2025
Version: v3